DO NOT BLAME THE DEBT COUNSELOR QUICK

A lot of times consumers under the Debt Review Process find themselves in a situation where they feel like it was a mistake for them to go under Debt Review. Mostly this is because the process may seem to not serve the purpose for which it was meant for. What do I mean by this?

Many times consumers still get calls and notifications from their creditors over unpaid accounts. Sometimes the new restructured debt payment plan may even take long than the initial proposed period upon going under Debt Review.

This is frustrating to say the least. The natural and sensible thing in such a situation is to blame the Debt Counselor. However as much as it may seem like the best thing to do, it isn't advisable to start blaming or in many cases cancel your Debt Review arrangement with your Debt Counselor as most of the causes of the problems in account payments are to a greater part the Creditors fault.

It is important to understand that the Debt Counselor works as your agent in negotiating with your Creditors and in most and does not handle your finances and is not even involved in their distribution.
Funds are distributed by a PDA (Payment Distribution Agent). PDAs handle many different accounts and chances of your paper work being messed up on their part are high.

Another reason can be on the creditors part. Many Creditors debt collection systems are automated and if not updated it's highly possible to get notifications over late or unpaid accounts.

When a consumer finds themselves in such predicaments, It is wise and advisable to blame your Debt Counselor  or cancel your Debt Review process. This is the time you need your Debt Counselor most!

Debt Counselors have a good relationship with both creditors and PDAs. Letting your DC know of the issues you might be facing may be the solution as the Debt Counselor can find out what the problem is for you and can do so within legal bounds as they are by law registered to operate as such.